HDFC Forex Card Login Page, Login Account.
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Forex Card: HDFC Bank ForexPlus Card - a pre-paid traveller's card designed to give you a secure & hassle-free travel experience & accepted at all Merchant .
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Forex Plus Chip Card: Along with greater security, the ForexPlus Chip Card offers you 24 hour . What are the benefits of HDFC Bank Forex Plus Chip Card.
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Whether you are traveling abroad, Prepaid Forex cards and Multicurrency cards are a safe and secure mode for fulfilling your foreign currency requirement.
goo to Personal Banking Services click on prepaid/forexcard and den login using your card no. and pin. and you would be able to see all the details.
This is a step by step guide for HDFC forex Card login to help people searching for sign-in page of to get logon to their personal account to manage their products. Be aware the login process of HDFC forex Card must be secure to avoid leaking your personal information might be sensitive to you. The links provided above helps you to find complete information about member account, you can also read the reviews about HDFC forex Card written below by the users serving you the path to have un-biased picture of service.
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HDFC Bank Multicurrency Platinum ForexPlus Chip Card Review.
Review Summary.
HDFC Bank Multicurrency Platinum ForexPlus Chip card allows you to carry 23 currencies on one single card. Thus, if you’re planning that Euro trip or American trip, you don’t need to worry about buying currency after you reach your destination. The card can be purchased at any HDFC Bank branch for an issuance fee of Rs. 500. The card provides benefits such as insurance cover, global assistance, special offers, and much more. This Forex card can make your travel plans a whole lot easier as you can use this card at merchant outlets (POS terminals) as well as withdraw cash from any VISA/MasterCard ATM.
In this review.
Features and details.
24/7 personal concierge services.
40% discount at US store shopping and delivery to India.
10% discount on all self-drive car rentals through Europcar.
15% discount on Airbnb reservations.
The best part is that you don’t need a bank account with HDFC Bank to purchase the HDFC Bank Multicurrency ForexPlus card. You can simply visit any HDFC Bank branch and purchase the card. All you need to carry with yourself is the following documentation:
В Filled Multicurrency Card Application form A self-attested photocopy of your Passport (carry your original Passport for verification by the branch staff) Additional document for non-customer (a self-attested photocopy of Visa or Ticket)
HDFC Bank Multicurrency Platinum ForexPlusВ ChipВ card will get activated with the required currencies within 5 to 6 hours from the bank getting the funds from you. Once active, the card can be used at any international location for making payments atВ POSВ terminals or to withdraw cash at ATMs. (Usage of the card is not allowed in India, Nepal and Bhutan.)
HDFC Bank Multicurrency Platinum ForexPlusВ ChipВ card works just like any Debit / Credit Card for making payments at Merchant Establishments that have an electronic terminal. The transaction amount is deducted from the available balance on the Multicurrency card. HDFC Bank Multicurrency Platinum ForexPlusВ Chip card is accepted at all Merchant Establishments displaying the VISA/MasterCard symbol.
The card can be used to withdraw cash at all VISA/MasterCard ATMs worldwide. Irrespective of the currency loaded on the card, the cash will be dispensed based on the currencies supported at the ATMs. Please note that you can select /change your ATM PIN with the help of Prepaid NetBanking facility for Multicurrency Cards.
HDFC Bank Multicurrency Platinum ForexPlus Chip Card Benefits.
23 currencies in one card.
The HDFC Bank Multicurrency Platinum ForexPlus Chip card can be used to load 23 currencies. This means that you all the major currencies are available on the card. The list of currencies available are as follows:
USD (United States Dollar) EUR (Euro) GBP (British Pound) SGD (Singapore Dollar) AUD (Australian Dollar) CAD (Canadian Dollar) JPY (Japanese Yen) CHF (Swiss Franc) SEK (Swedish Krona) THBВ (Thai Baht) AED (United Arab Emirates Dirham) SAR (Saudi Riyal) HKD (Hong Kong Dollar) NZD (New Zealand Dollar) DKK (Danish Krone) ZAR (South African Rand) Omani Rial (OMR) Norwegian Krone (NOK) Malaysian Ringgit (MYR) Korean Won (KRW) Bahrain dinar (BHD) Qatari Riyal (QAR) Kuwait Dinar (KWD)
Protection against foreign exchange fluctuation.
Since you load the card with the foreign currencies you desire at pre-locked exchange rates. Thus, when you use the card abroad, you will not be affected by any foreign exchange fluctuations. You can use the card at any ATM or POS terminal.
Insurance cover for your financial security.
With this card, you get insurance coverВ which will keep you stress-free and let you enjoy your holiday to the fullest. The insurance coverage offered with the card is as follows:
Protection upto Rs. 5 lacs against misuse due to counterfeiting/skimming Air Accident Insurance (Death cover only) up to Rs. 25 lacs Loss of checked-in baggage cover upto Rs. 20,000/- and Loss of baggage Rs. 50,000/- Loss of personal documents upto Rs. 20,000/- (includes actual cost of passport reconstruction)
24×7 Personal Concierge/Referral Services.
With this card, you get global conciergeВ and referral services whenever you want. Whether you want to book a hotel, rent a card, or send flowers to your loved ones, you can use this service. Here are some services provided to you:
Hotel Referral and Reservations Assistance Card Rental and Limousine Referral and Reservation Assistance Gift / Flower delivery assistance Medical Service provider referrals and Arrangement towards Hospital Admission Lost passport & lost luggage assistance services Business Meeting / Event planning and referrals and much more.
Please that you will be charged for these services.
Backup card facility.
You have the option to apply for a backup card along with your primary Multicurrency ForexPlus card. If your primary card gets stolen/lost you can activate the backup card by calling the 24×7 phone banking or logging into prepaid net banking. The backup card will be activated only after you hotlist the primary card.
Special discounts and offers.
Get 10% discount on all self-drive car rentals through Europcar Get 40% discount at Shipoutfromusa and get your products delivered directly to your home in India Get 15% discount on Airbnb reservations in more than 190 countries Shop at duty-free shopping at all duty-free stores at international airports in India.
Additional features.
Contactless Card Technology.
The HDFC Bank Multicurrency Platinum Forex card comes with built-in Paywave technology that enables you to make payments by waving the card at merchant POS terminals. The best part is that the card doesn’t have to leave your hand.
Easy reload and online currency management.
You can easily add currency to your wallet, or transfer balance from one currency wallet to another using prepaid net banking facility. The card can be reloaded at all HDFC Bank branches or through HDFC Bank Phone banking facility.
You can authorize someone in your family to reload your card. All they have to do is go to the bank and get your card reloaded. As an HDFC Bank customer, you can reload the card through HDFC phone banking or HDFC net banking/ mobile banking.
Here is a list of online functions available to you to manage your account:
Last 10 transactions Card Statement Add New Currency Card Lock/Unlock Card Hotlist Change ATM PIN Statement Request Backup Card Activation Fund Transfer (from one wallet to another wallet)
Simple and easy tracking.
The bank sends SMS alerts to your domestic as well as international registered numbers along with alerts for every activity (purchase, withdrawal, fund transfer, hotlisting, etc.) on your Forex card. Thus, it is easy to keep track of your expenses and account balance. This will help you plan your holiday better and prevent you from over-spending.
Free International SIM card with pre-loaded talk time.
With this card, you get a complimentary international SIM card from Clay Telecom worth Rs. 499 pre-loaded with a talk time of Rs. 200.
Complimentary Global Prepaid SIM Card Talk time Value – Rs. 200 SIM Activation - Free Set up Fee - Free.
For more details on the offer, click here.
Why should you use the HDFC Bank Multicurrency Platinum ForexPlus Chip card.
Prepaid Forex cards are a great way to carry money in multiple currencies when you go abroad for a holiday. In this day and age, cards have become commonplace and are used for shopping, at restaurants, and for almost all types of purchases. However, you should not rely on cards totally. It is advisable to carry some amount of cash with you whenever you go abroad for a holiday. You never know when the cash may come in handy.
Secure Chip and PIN technology.
The card comes with Chip and PIN technology that provides secured payments. Only you know the PIN, so only you can carry out the transactions. This will keep you stress-free as you will never worry about the security of your card.
Fund transfer between currency wallets.
The card is embedded with intelligence technology that pulls funds from other currency wallets in case the transaction currency wallet does not have sufficient funds. If this is the case, then the card will pull equivalent money from another currency wallet and process the transaction. Two important points to note are as follows:
В If none of the wallets have sufficient balances to process the transaction then the transaction will be declined even if there are sufficient funds available collectively across all currency wallets. In case the settlement is received for higher amount from the merchant and if none of the wallets have sufficient balance to process the transaction then the last currency wallet on the card shall be debited by default.
Pre-locked exchange rates.
The exchange rate for the foreign currencies is pre-locked which keeps you safe from the exchange rate fluctuations. If you had cash with you (INR) and wanted to convert it to another currency, the exchange rates would be generally much high.
No usage limit on the card.
HDFC Bank does not impose any usage limit on the card. All customers are free to utilise/withdraw any amount up to the value that is loaded into the card. However, you should know that there are some ATM service providers who may put usage limits such as per transaction/ per day limits. In such a case, you can try doing multiple transactions if you want to withdraw a higher amount.
How to use the HDFC Bank Multicurrency Platinum ForexPlau Chip card.
ATM/POS terminal.
You can use this card for withdrawing cash from anyВ VISA/MasterCard ATM or making payments at any POS terminals at merchant outlets. Just make sure that you are using the card for currencies that are already loaded in your card. If you use it for other currencies then certain charges may be applicable.
E-commerce transactions.
The best part is that your card is pre-approved for e-commerce transactions. В You can make payments towards shopping done on online website/shopping portals. In case of e-commerce transactions, the system may prompt for second-factor authentication where you need to validate the transaction using the Prepaid NetBanking password or through receivingВ OTPВ (One Time Password) on your registered mobile number. After authorization of your card, you will be able to make the payment.
Dynamic Currency Conversion.
Some banks may activate Dynamic Currency Conversion on their ATMs and POS terminals. You should avoid using your Forex card at ATMs/POS terminals that have the dynamic currency conversion option. The reason being that on dynamic currency conversion enabled ATMs/POS terminals, your transactions will pass through cross-currencyВ transactions twice.
Cross-currency transaction done through Dynamic Currency Conversion attracts currency charges at applicable rates. Another problem with such as transaction is that you will be affected by fluctuations in currency exchange rates. PleaseВ note, this happens only if you use dynamic currency conversion option. If you don’t use the dynamic currency conversion option, you will not be affected by exchange rate fluctuations.
Don’t use it for temporary charge blocks.
Multicurrency ForexPlus Platinum card should not be used towards temporary charge blocks – e. g. paying deposits at hotels, hiring of cars etc. In case you have paid these deposits using ForexPlus Platinum Multicurrency card and the hotel/car rental agency etc. settles the transaction for an amount lesser than the amount blocked or you make final payment through any different mode, the balance amount will get credited to your account only after 30 days from the transaction date.
HDFC Bank Multicurrency Platinum ForexPlus Chip Card Fees and charges.
Issuance fee.
The card issuance fee is Rs. 500 per card plus applicable GST.
Reload Fee.
Whenever you reload the card with currency after your initial load you will be charged Rs. 75 per reload plus applicable GST.
Re-issuance of card fee.
If you have to reissue the card due to some reason you will be charged Rs. 100 per card plus applicable GST.
ATM Cash Withdrawal & Balance Inquiry Fee.
Every time you withdraw cash from an ATM, you will be charged a flat fee which will depend on the currency that you are withdrawing. Also, if you want to inquire about the balance in your account, you will be a charged a fee in the applicable currency. The ATM cash withdrawal and balance inquiry fee are given in the table below.
Cross Currency Charges.
Please note that it is better to avoid using the card for any currency that is not loaded on the card. This is because if you use the card for a different currency then cross-currency charges will apply and you will also become prone to currency exchange rate fluctuations.
For all transactions where the currency is different than the currency loaded on the card, HDFC Bank will charge a cross currency markup of 2%. Also, the exchange rates applicable will be VISA/MasterCard wholesale exchange rates prevailing at the time of the transaction. В For cross-currency transactions involving wallet to wallet transfers within currencies available on Multicurrency ForexPlus card customer will be charged with 2% cross-currency charges.
Similar cards: In case the HDFC Bank Multicurrency Platinum ForexPlus Chip doesn’t impress you.
HDFC Multicurrency Platinum ForexPlus Vs Axis Bank Multi-Currency Forex Card.
Although Axis Bank Multi-Currency Forex card does not as many as currencies as offered by the HDFC Bank Multi-Currency Platinum Forex card, it is still a good Forex card.
Load up to 16 currencies with Axis Bank Multi-Currency Forex Card.
On theВ Axis Bank Multi-Currency Forex card, you can load up to 16 currencies whereas the HDFC Multicurrency Platinum Forex card allows loading up to 23 currencies.
Lower issuance fee withВ Axis Bank Multi-Currency Forex Card.
The issuance fee for theВ Axis Bank Multi-Currency Forex card is just Rs. 300 per card which is lower than Rs. 500 issuance fee for theВ HDFC Multicurrency Platinum Forex card.
Higher cross-currency markup with the Axis Bank Multi-Currency Forex card.
TheВ Axis Bank Multi-Currency Forex card charges a cross-currency markup of 3.5% which is higher than 2% charged by the HDFC Forex card.
HDFC Multicurrency Platinum ForexPlus Vs Standard Chartered Multicurrency Forex Card.
Load 20 currencies with the Standard Chartered card.
With the Standard Chartered Multicurrency Forex card, you can load up to 20 currencies in one card and travel hassle free across the globe. The only three currencies missing in the Standard Chartered Forex card are Saudi Riyal (SAR), Malaysian Ringgit (MYR), and Korean Won (KRW).
Similar issuance fee with the Standard Chartered card.
The issuance of the Standard Chartered Multicurrency card is Rs. 499 which is similar to the issuance fee of the HDFC Bank Multicurrency Forex card.
Better personal accident cover with Standard Chartered card.
With the Standard Chartered Forex card, you get personal accident insurance cover (death cover only) up to Rs. 50 lacs which is double the air accident cover provided by the HDFC Forex card.
Final Word.
This review must have helped you in evaluating the HDFC Bank Multicurrency Platinum ForexPlus Card. This is one of the best Forex cards out in the market as you can load 23 currencies on the card which is the most for any Forex card. The cross currency markup is also just 2% whereas most of the cards have a markup of over 3%. You get excellent features with the card along with personal accident insurance cover for your financial security. If you plan on travelling abroad, you should definitely consider purchasing this card.
Related posts:
Author: Himank Mishra.
Himank is a highly motivated and dedicated person. He graduated from Ball State University, United States with an MBA in Finance. Himank has a passion for Financial Markets. He wants to help everyone achieve Financial Freedom! View all posts by Himank Mishra.
Travel Smart with ForexPlus Card.
Whether you are a globe trotter or student traveller, our range of ForexPlus cards gives you simplicity, convenience and peace of mind with unmatched security features and Benefits.
Regalia ForexPlus Card Know more.
HDFC Bank Regalia ForexPlus Card.
Zero Cross Currency Fees Single Currency USD card Emergency cash delivery at overseas location 'Thanks Again' reward Program No Access Fee for Cash withdrawal at All Point networked ATMs International Airport lounge access at airports in India Convenience of making payment by waving/ tapping your contactless card at billing counter No need to swap in within currency wallets while travelling to more than one country.
Muticurrency ForexPlus Card Know more.
HDFC Bank Multicurrency ForexPlus Card.
Discover the power and convenience of HDFC Bank Multicurrency ForexPlus Card.
Load multiple currencies on one Card Zero Cross Currency Markup charge on shopping at merchant outlets or purchases made online * Instantly Reload forex card online through Prepaid NetBanking Shop at Duty-Free stores at International Airports in India Emergency Cash Delivery assistance within 8 hours 24 x 7 Personal Concierge / Referral Assistance Tap and Pay with Contactless Card Secured POS transactions with PIN mandate Free balance Inquiry at HDFC Bank ATMs Transfer funds online across currency wallets Complimentary Insurance cover - Enhanced Air Accidental insurance cover of INR 25 lakhs Backup card facility on request Free International SIM Card with preloaded talk time worth Rs.200.
To know more about exclusive offers, features and benefits on HDFC Bank Multicurrency ForexPlus Card click here.
* Cross Currency markup is not applicable if the customer performs the transaction in the country which is the same of the currency loaded on ForexPlus Card.
ISIC Student ForexPlus Card Know more.
HDFC Bank ISIC Student ForexPlus Card.
Studying abroad is hassle-free with the HDFC Bank ISIC ForexPlus Card. It takes care of all travel needs while studying abroad and accompanies your child, just like a best friend.
Zero Cross Currency Markup charge on shopping at merchant outlets or purchases made online * Instantly Reload forex card online through Prepaid NetBanking Accepted as Student Identity Card world wide Shop at Duty-Free stores at International Airports in India Emergency Cash Delivery assistance within 8 hours 24 x 7 Personal Concierge / Referral Assistance Secured POS transactions with PIN mandate Free balance Inquiry at HDFC Bank ATMs Accepted at all MasterCard affiliated Merchant Establishment outlets worldwide Special discounts on Books, Food, Shopping, Accommodation, Leisure activities, and travel across 41,000 partners covering 130 countries Emergency Cash Delivery assistance within 8 hours 24 x 7 Personal Concierge / Referral Assistance Complimentary Insurance cover - Enhanced Air Accidental insurance cover of INR 25 lakhs Free International SIM Card with preloaded talk time worth Rs.200.
To know more about exclusive offers, features and benefits on HDFC Bank ISIC Student ForexPlus Card click here.
* Cross Currency markup is not applicable if the customer performs the transaction in the country which is the same of the currency loaded on ForexPlus Card.
Hajj Umrah Card Know more.
HDFC Bank Hajj Umrah Card.
Zero Cross Currency Markup charge on shopping at merchant outlets or purchases made online * Instantly Reload forex card online through Prepaid NetBanking Shop at Duty-Free stores at International Airports in India 24 x 7 Personal Concierge / Referral Assistance Secured POS transactions with PIN mandate Free balance Inquiry at HDFC Bank ATMs Complimentary Insurance cover - Enhanced Air Accidental insurance cover of INR 25 lakhs Free International SIM Card with preloaded talk time worth Rs.200 Backup card facility on request.
* Cross Currency markup is not applicable if the customer performs the transaction in the country which is the same of the currency loaded on ForexPlus Card.
HDFC Bank ForexPlus Chip Card Review.
Review Summary.
HDFC Bank ForexPlus Chip Card is a good Forex card that is available in 3 currencies USD, GBP, EUR. The card is available on both VISA and MasterCard networks. The card offers benefits such as easy account management, insurance cover, and much more. The cross-currency markup is 3% for this card and you can use the card anywhere in the world.
In this review.
HDFC Bank ForexPlus Chip Card Features and details.
Easy account management.
The card has an embedded chip which stores confidential information in encrypted form, offering a greater level of security against counterfeiting and skimming card frauds as compared to magnetic strip cards. This card is accepted at all Visa/ Mastercard Merchant affiliated outlets and 24-hour VISA/ Mastercard affiliated ATMs worldwide.
HDFC Bank ForexPlus Chip Card Benefits.
3 currencies available on this card.
The ForexPlus Chip card is available in three currencies Sterling Pound (GBP), United States Dollar (USD), and Euro (EUR). You can load any of these currencies in your card and enjoy a hassle-free trip.
Protection against foreign exchange fluctuation.
When you sign up for the card, you load the currency with the currency of your choice. You can load the card with USD, GBP, EUR. This means that you the exchange rates are already locked in and in the future when you use the currencies, you are not subject to foreign exchange fluctuations as the rates for your currencies are pre-locked. However, if you use a different currency than these three then you are subject to foreign exchange rates.
Temporary card blocking facility.
HDFC ForexPlus Chip card comes with a temporary card block/unblock facility. Using HDFC Prepaid Netbanking facility you have the option to block the card when you’re not using it and unblock it when you’re travelling.
24×7 Global Customer Service.
For any assistance regarding the card, you can call the 24×7 customer service which is available to you around the clock. You can call VISA’s Global Customer Assistance Service to report the theft of your card or request for emergency cash delivery to you.
Insurance cover for your financial security.
With this card, you get insurance cover which will keep you stress-free and let you enjoy your holiday to the fullest. The insurance coverage offered with the card is as follows:
Protection upto Rs. 5 lacs against misuse due to counterfeiting/skimming Air Accident Insurance (Death cover only) up to Rs. 5 lacs Loss of checked-in baggage cover upto Rs. 20,000/- and Loss of baggage Rs. 50,000/- Loss of personal documents upto Rs. 20,000/- (includes actual cost of passport reconstruction)
Additional features.
Easy reload and online currency management.
You can easily add currency to your wallet, or transfer the balance from one currency wallet to another using prepaid net banking facility. The card can be reloaded at all HDFC Bank branches or through HDFC Bank Phone banking facility.
You can authorize someone in your family to reload your card. All they have to do is go to the bank and get your card reloaded. As an HDFC Bank customer, you can reload the card through HDFC phone banking or HDFC net banking/ mobile banking.
Here is a list of online functions available to you to manage your account:
Last 10 transactions Card Statement Add New Currency Card Lock/Unlock Card Hotlist Change ATM PIN Statement Request Backup Card Activation Fund Transfer (from one wallet to another wallet)
Simple and easy tracking.
The bank sends SMS alerts to your domestic as well as international registered numbers along with alerts for every activity (purchase, withdrawal, fund transfer, hotlisting, etc.) on your Forex card. Thus, it is easy to keep track of your expenses and account balance. This will help you plan your holiday better and prevent you from over-spending.
Free International SIM card with pre-loaded talk time.
With this card, you get a complimentary international SIM card from Clay Telecom worth Rs. 499 pre-loaded with a talk time of Rs. 200.
Complimentary Global Prepaid SIM Card Talk time Value – Rs. 200 SIM Activation - Free Set up Fee - Free.
For more details on the offer, click here.
Why should you use the HDFC Bank ForexPlus Chip Card.
Prepaid Forex cards are a great way to carry money in multiple currencies when you go abroad for a holiday. In this day and age, cards have become commonplace and are used for shopping, at restaurants, and for almost all types of purchases. However, you should not rely on cards totally. It is advisable to carry some amount of cash with you whenever you go abroad for a holiday. You never know when the cash may come in handy.
Embedded chip makes the card highly secure.
The ForexPlus Chip Card comes with an embedded chip which stores your confidential information in encrypted form. This offers a higher level of security against skimming card frauds and counterfeiting when compared to magnetic strip cards.
Foreign Exchange rates are pre-fixed.
The exchange rates are fixed at the time of loading the card with the currency. Thus, in the future when you use the card, you are not affected by exchange rate fluctuations. However, if you had cash with you and wanted to exchange it, the exchange rate would have been much higher.
No usage limit on the card.
HDFC Bank does not impose any usage limit on the card. All customers are free to utilise/withdraw any amount up to the value that is loaded into the card. However, you should know that there are some ATM service providers who may put usage limits such as per transaction/ per day limits. In such a case, you can try doing multiple transactions if you want to withdraw a higher amount.
How to use the HDFC Bank ForexPlus Chip Card.
ATM/POS terminal.
You can use this card for withdrawing cash from any VISA ATMs or making payments at any POS terminals at merchant outlets. Just make sure that you are using the card for currencies that are already loaded on your card. If you use it for other currencies then certain charges may be applicable.
Dynamic Currency Conversion.
Some banks may activate Dynamic Currency Conversion on their ATMs and POS terminals. You should avoid using your Forex card at ATMs/POS terminals that have the dynamic currency conversion option. The reason being that on dynamic currency conversion enabled ATMs/POS terminals, your transactions will pass through cross-currency transactions twice.
Cross-currency transaction done through Dynamic Currency Conversion attracts currency charges at applicable rates. Another problem with such as transaction is that you will be affected by fluctuations in currency exchange rates. Please note, this happens only if you use dynamic currency conversion option. If you don’t use the dynamic currency conversion option, you will not be affected by exchange rate fluctuations.
E-commerce transactions.
The best part is that your card is pre-approved for e-commerce transactions. You can make payments towards shopping done on online website/shopping portals. In case of e-commerce transactions, the system may prompt for second-factor authentication where you need to validate the transaction using the Prepaid NetBanking password or through receiving OTP (One Time Password) on your registered mobile number. After authorization of your card, you will be able to make the payment.
Don’t use it for temporary charge blocks.
The ForexPlus Chip card should not be used towards temporary charge blocks – e. g. paying deposits at hotels, hiring of cars etc. In case you have paid these deposits using ForexPlus Chip card and the hotel/car rental agency etc. settles the transaction for an amount lesser than the amount blocked or you make final payment through any different mode, the balance amount will get credited to your account only after 30 days from the transaction date.
HDFC Bank ForexPlus Chip Card Fees and charges.
Issuance fee.
The card issuance fee is Rs. 175 per card plus applicable GST.
Reload Fee.
Whenever you reload the card with currency after your initial load you will be charged Rs. 75 per reload plus applicable GST.
Re-issue card fee.
If you have to reissue the card due to some reason you will be charged Rs. 100 per card plus applicable GST.
ATM Cash Withdrawal, Balance Enquiry, & Charge Slip Retrieval.
The ATM cash withdrawal fee, balance enquiry fee, and charge slip retrieval fee is different for every currency. All the three fees are described in the table below.
Cross Currency Charges.
Please note that it is better to avoid using the card for any currency that is not loaded on the card. This is because if you use the card for a different currency then cross-currency charges will apply and you will also become prone to currency exchange rate fluctuations.
For all transactions where the currency is different than the currency loaded on the card, HDFC Bank will charge a cross currency markup of 3%. Also, the exchange rates applicable will be VISA/MasterCard wholesale exchange rates prevailing at the time of the transaction.
Similar cards: In case the HDFC Bank ForexPlus Chip Card doesn’t impress you.
HDFC ForexPlus Chip card Vs HDFC ForexPlus Platinum card.
The HDFC ForexPlus Platinum card has similar features as the HDFC ForexPlus Chip card. Some extra features and benefits on the HDFC ForexPlus Platinum card are as follows:
You get 0.5% cash back on all your purchases You get backup card facility where you can apply for a backup card along with the primary card.
HDFC ForexPlus Chip Card Vs HDFC Multicurrency Platinum ForexPlus Card.
HDFC Multicurrency Platinum ForexPlus card is one of HDFC’s best Forex cards which offers a lot benefits for travellers.
More currencies with HDFC Multicurrency ForexPlus card.
The HDFC Multicurrency Platinum ForexPlus card can be loaded with 23 currencies which is 20 more currencies than the ForexPlus Chip card.
Special offers on the HDFC Multicurrency ForexPlus card.
With the HDFC Multicurrency ForexPlus card, you get special offers such as 10% discount on all self-drive car rentals, 15% discount on Airbnb reservations, and much more. There are no special offers on the ForexPlus Chip card.
Higher issuance fee with HDFC Multicurrency ForexPlus card.
The issuance fee for the HDFC Bank Multicurrency ForexPlus card is Rs. 500 per card which is higher than Rs. 175 issuance fee for the HDFC ForexPlus Chip card.
HDFC ForexPlus Chip Card Vs Axis Bank Single Currency Card.
The Axis Bank Single Currency Card is a card that lets you load one currency out of 11 different currencies.
More currencies with the Axis Bank Single Currency Card.
You can load anyone out of the 11 currencies on the card. Although there are 11 currencies available to you, only one currency can be loaded on the card.
Higher cross currency markup with Axis Bank card.
The cross currency markup for the Axis Bank Single currency card is 3.5% which is higher than 3% charged by the HDFC ForexPlus Chip card.
Lower issuance fee with the Axis Bank card.
The issuance fee for the Axis Bank card is Rs. 150 which is lower than Rs. 175 charged for the HDFC ForexPlus Chip card.
Final Word.
This review must have helped you in evaluating the HDFC Bank ForexPlus Chip card. The card offers you to load three currencies viz. USD, GBP, EUR and provides a host of other benefits such as insurance cover, 24×7 customer service, and much more. Since these currencies are accepted all over the world, you can plan to go anywhere and use this card to make your travels easier.
Related posts:
Author: Himank Mishra.
Himank is a highly motivated and dedicated person. He graduated from Ball State University, United States with an MBA in Finance. Himank has a passion for Financial Markets. He wants to help everyone achieve Financial Freedom! View all posts by Himank Mishra.
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